National Health Insurance had a net loss of NT$9.8 billion in 2017 and aggregated a total deficit of NT$15 billion in the period between January and July of this year. The deficit was estimated to top NT$25.7 billion at the end of this year and reach NT$47.3 billion next year. The estimates by NHIA suggested that the premium rate might need to be adjusted in 2021. The current NHI reserve fund is NT$222.3 billion. It will be insufficient to cover more than 1.5-month expenditures by 2021, hence resulting in premium rate adjustment. At that time, the premium rate will be raised from the current 4.69% to 5.69%.